Motorhome and Campervan Hire Insurance

Motorhome and Campervan Hire Insurance

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Demands and Needs Statement

This policy is suitable for any individual renting a motorhome or campervan from a rental company where you are liable to the rental company for any damage to the rented vehicle during the rental period.

This policy is only available as a daily policy covering a single rental up to 45 days in length.

What you get

  • Cover up to €2,500 for any loss or mage to the vehicle that you are responsible for under the terms and conditions of the rental agreement.
  • Includes cover for tyres, windscreen, under body, towing and loss of use plus other benefits
  • Policy includes cover for vehicles hired in your home country
  • Covers motorhomes and campervans up to 7.5Tonnes unladen weight.

Eligibility

  • You must be aged between the ages of 24 and 74 years old.
  • Hold a valid internationally recognised driving licence or permit for the hire vehicle. This must be valid in the country in which you are travelling.
  • You must be a permanent resident in the European Economic Area (EEA) excluding UK, Channel Islands, Isle of Man or Gibraltar, at the time of purchase of this policy.
  • This policy covers vehicles specifically designed as a motorhome or campervan with a maximum value of £75,000 at the hire agreement’s start date and is a maximum of 20 years old since the date of first registration.

What’s Excluded

  • This policy will not cover any rental that has already commenced.
  • This policy will not pay any claim for third party death, injury or property.
  • The first €350 of any claim submitted.

No hidden fees or credit card charges and great customer service

Riverside Malta and our UK sister company Questor Insurance has been providing vehicle hire insurance to our clients for more than 13 years. We pride ourselves on great customer service (take a look at our reviews) we are there with you every step of the way including help if you have a claim.

Buying motorhome and campervan hire insurance from Riverside Malta will also save you money and provide a wide range of cover and benefits compared to buying the excess waiver offered by some rental companies.

Claiming under this policy could not be easier, an online claims system allows you to submit your claim and supporting documents at a time to suit you. No need to call, simple efficient and designed to make the process of making a claim as simple as buying your annual or daily car hire excess insurance - exactly the way it should be.

Did you know our claim handler has received a TrustPilot score of 4.7/5?

Please read the policy wording for a full list of all exclusions relating to this policy

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Car Hire Insurance Policy Documents

Below are the policy documents that you can read in the langauge of your choice.


Dutch View
English View
French View
German View
Italian View
Portuguese View
Spanish View

Quote

Please note that any rentals that have already commenced will not be covered. You must not sign the rental agreement until the cover has commenced as per the certificate of insurance in order for your policy to be valid

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Start Date is Today

Please note that any rentals that have already commenced will not be covered. You must not sign the rental agreement until the cover has commenced as per the certificate of insurance in order for your policy to be valid

I accept, I have not yet signed my rental agreement

This policy meets the needs of any person renting a motorhome of campervan up to 7.5Tonnes unladen weight from a rental agency. The policy covers the renter's liability to the rental agency for any loss or damage to the rented vehicle upto the limit shown on the certificate of insurance.

This policy can only be purchased as a single trip, covering a single rental up to 45 days.

You must be at least 24 year of age and not more than 74 years of age at the time of purchase.

  • Policy document (PDF) - Motorhome Hire Excess Insurance Policy Document
  • Please continue throughout the quote process to view your Insurance Product Information Document
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Car Hire Insurance Policy Documents

Below are the policy documents that you can read in the langauge of your choice.


Dutch View
English View
French View
German View
Italian View
Portuguese View
Spanish View

All persons to be covered under this policy are:

  • Aged between 21 and 84 years old.
  • Hold a valid internationally recognised driving licence or permit for the hire vehicle. This must be valid in the country in which you are travelling.
  • A permanent resident in the European Economic Area (EEA) at the time of purchase of this policy excluding residents of United Kingdom, Jersey, Guernsey, Isle of Man or Gibraltar.

Additional Information:

  • This policy is operative when the Policyholder or any other person named as lead driver on the certificate of insurance is shown as the lead driver on the rental agreement
  • Only rentals starting and finishing during the period of insurance are covered.
  • This insurance excludes rentals that have already commenced.
  • This insurance is only available to persons permanently resident in one of the countries listed below.
  • The contract of insurance is subject to UK jurisdiction.
  • All policies are liable for Insurance Tax as legislated for in your home country see below.
Country Taxes Country Taxes Country Taxes
Austria 11% Belgium 9.25% Cyprus €2
Czech Republic 0% Denmark 1.10% Finland 24%
France 9% Germany 19% Ireland 5% + €1
Italy 21.25% Malta 11% Netherlands 21%
Norway 0% Poland 20% Portugal 9.24%
Romania 0% Spain 6.15% Sweden 0%

Claim Procedure

Our claim handlers, Orchard Administration have set up an online submission process to make it quick and easy to submit your claim. Please go to https://claim.orchard-administration.com you will need your certificate number and claim scheme code, both of which are shown on the certificate of insurance. If you are not connected to the Internet please call Orchard Administration on +35627782988.

We are here to help

If after submitting your claim you encounter any service issues please feel free to contact us. Our staff have access to the claim systems and we can exert pressure to move matters along.

This insurance is provided by Riverside Insurance Agency Malta Limited (Malta Company Registration Number C94792 whose registered address is Level 3, Suite No, 2519, Tower Business Centre, Tower Street, Swatar, BKR 4013, Malta). Riverside Insurance Agency Malta Limited is authorised to act as an Insurance Agent under the Insurance Distribution Act and is regulated by the Malta Financial Services Authority of Triq-l-Imdina, Zone 1, Central Business District, Birkirkara, CBD, Triq L-Imdina, 1010, Malta.

This insurance is underwritten by Fortegra Europe Insurance Company Ltd (Malta Company Registration Number C 84703). Fortegra Europe Insurance Company Ltd is authorised under the Insurance Business Act 1998 of the laws of Malta to carry out general business and is regulated by the Malta Financial Services Authority of Triq l-Imdina, Zone 1, Central Business District, Birkirkara, CBD 1010, Malta.