This policy meets the needs of any person renting a car with up to 9 seats from a car rental agency. The policy covers the renter’s liability to the car rental agency for loss or damage to the rented car up to the limit shown on the certificate of insurance.

This policy can be purchased as a single trip policy, covering a single rental up to a maximum of 180 days in length. It can also be purchased as an annual policy, covering unlimited rentals up to a maximum of 31 days in length per individual rental agreement. You can increase this to 62 days by purchasing the extended rental cover optional extra.

You must be at least 21 years of age at the time of purchase.

Trips for business purposes will only be covered on a single trip policy.

Dual Lead Driver

Allows two people to be named on the certificate of insurance as lead drivers and rent vehicles independently. Both persons must be close relations and permanently reside at the same address as listed on the certificate of insurance. They will be deemed as joint policy holders.

Extended Rental Cover

Extends the maximum limit from 31 days to 62 days per single trip on our annual policy.

Battery Failure

Covers you for any costs relating to the replacement of the hire cars battery during the rental period.

Collision Damage Waiver Insurance

Increases the amount insured from €10,000 to €75,000 for any loss or damage to the hired vehicle.

Iceland Extension

Add Iceland Extension - Covers weather related charges arising from damage to the rented vehicles exterior that are specifically excluded under the terms of your rental agreement.

Europe

Means all countries which are members of the EEA: Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the United Kingdom. And countries to the west of the Ural Mountains, including, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, and the Azores.

Worldwide

Anywhere in the world apart from Afghanistan, Belarus, Cuba, Conga, Iran, Iraq, Ivory Coast, Liberia, Myanmar, North Korea, South Sudan, Sudan, Syria and Zimbabwe. No cover is provided for claims arising as a direct result of a situation highlighted by the Foreign and Commonwealth Office where you have hired a vehicle in a specific country or area where, prior to the vehicle hire agreement commencing, the Foreign and Commonwealth Office has advised against all (but essential) travel.

• Policy document (PDF) - Car Hire Excess Policy Documents
• Please continue throughout the quote process to view your Insurance Product Information Document

When purchasing an annual insurance policy, customers can select an option to automatically renew their policy each year. This will allow our customers to have peace of mind knowing they have continuous cover in place. If selected, the customer’s policy will automatically renew each year on their expiry date. Policies will not automatically renew if the policy holder has previously advised us that they no longer wish their policy to auto-renew or they are no longer eligible for cover.

Renewal reminders will still be sent to the policy holder prior to the expiring policy’s renewal date to remind them that this policy is due to be renewed and confirm the renewal premium. We will also highlight if the renewal premium has changed, or there have been changes made to the terms and conditions of their policy.

Renewal premiums will again be collected from the specified credit or debit card that was originally used when setting up their policy.

We are entitled to assume, at renewal, that the policy holder’s details have not changed and they have the consent of the credit or debit card holder, unless the policy holder informs us otherwise. We will, through our administrative bank, charge the payment details to the credit or debit card held on record for the renewal premium due.

Policyholders should also be aware that we can only automatically renew this policy when:

• They have made us aware of any changes to their circumstances and/or information previously provided, if any;
• The credit or debit card details we have on record have not changed; and
• The credit or debit card holder has given his or her consent for his or her card being charged at renewal.

If we are unable to auto-renew this policy (for example, due to payment card failure) or if the policyholder no longer meets the eligibility criteria for auto-renewal, we will notify the policyholder of this at least 14 days prior to the renewal date.